Frequently Asked Questions

What does SEEKPATH do?

SEEKPATH assists with private credit, commercial lending, real estate transaction advisory and due diligence for Australian property-backed transactions.

We help review the borrower, asset, valuation, security structure, loan terms, legal documentation and exit strategy before a transaction proceeds.

Why do you need due diligence?

Due diligence helps identify whether a transaction is properly structured, adequately secured and commercially viable.

It allows lenders, investors and advisers to assess key issues before capital is committed, including borrower risk, property value, existing debt, legal priority, repayment source and exit pathway.

Does SEEKPATH provide legal, tax or financial advice?

No. SEEKPATH provides transaction advisory, due diligence and lending support services.

Legal, tax, financial and investment advice should be obtained from appropriately qualified independent professionals.

What are the key items to pay close attention to?

Key items include:

• Repayment dates and interest payment obligations

• Registered mortgage and security documentation

• Title search and encumbrance position

• PPSR registrations and general security interests

• Independent valuation and LVR

• Borrower and guarantor financial position

• Insurance and lender interest notation

• Conditions precedent

• Default and review event clauses

• Refinance, sale or staged repayment exit evidence

Who does SEEKPATH work with?

SEEKPATH works with borrowers, brokers, private lenders, wholesale and sophisticated investors, accountants, solicitors, valuers and other professional advisers involved in secured lending and real estate-backed transactions.